I am the Senior Debt Adviser for Scotland for an occupational charity, Perennial. Perennial are a charity that help horticulturists, and former horticulturists, and their families with advice, support and financial assistance. I have a history of working in the voluntary and advice sector since 2012 and I'm passionate about helping people. I have a Paralegal qualification in Civil Court Practice and CMAP qualification in Money Advice as well as being an accredited IMA adviser.